Must Follow Financial Thought Leaders of Instagram

Assessing your finances and putting in the effort to create budgets and reduce debt can be exhausting. For many people struggling with debt, financial education was not something they were taught in school or at home. According to possiblefinance.com, 4 in 7 Americans are financially illiterate. But where can you begin learning about money? ASSURE […]

4 Tips for Staying out of Holiday Debt

It’s the most wonderful time of the year – and we hope your wallet can agree to that, too. While it is important to make sure everyone on your list is accounted for this holiday season, this doesn’t mean you need to break the bank. According to a survey from CreditCards.com, “despite a desire to […]

5 Financial Skills Every Person Should Have

Everyone understands the importance of learning certain financial skills, but not everyone knows where to begin. In order to eliminate debt and make informed money management decisions, there are a few fundamental factors to consider. We explore the 5 financial skills every person should have below. 1. Calculate your Discretionary Spend In simpler terms…create a […]

4 Ways to Pay off Credit Card Debt Faster

Credit card debt is an issue that affects thousands of Americans. The burden of large monthly payments and interest rates is a stressful way to live. Below, we outline 4 easy ways to pay off credit card debt quickly and easily. 1. Pay off the Card with the Lowest Balance Increasing your payments on the […]

3 BIGGEST MISTAKES PEOPLE MAKE WHEN PAYING OFF DEBT

The decision to get yourself out of debt is a life changer, if you are willing to make the necessary commitment that goes with that. Getting out of debt involves more than just paying off a few credit cards. It means changing spending habits; learning to how to budget; knowing who and how much you owe; prioritizing debts; creating emergency and […]

HOW EXACTLY DO CREDIT CARD COMPANIES MAKE MONEY?

Almost everyone out there has some experience with a credit card.  Unfortunately, some of us have been sucked into credit card companies’ business models of deception, luring customers into paying high interest rates and late fees. But while interest rates and late fees are key revenue sources for credit card companies, by and large, they’re not […]

HERE ARE SIX TIPS TO KEEP SUMMER TIME SPENDING UNDER CONTROL

Summer isn’t for saving; it’s the season for spending. At least, that’s the message that many Americans relay when banks trot out their annual spending surveys. For those of us already in heavy credit card debt, the summer offers many temptations to break out the plastic.  The key is to spend smart, and save where […]

YOU’VE BECOME DEBT FREE…NOW WHAT? FINANCIAL MOVES THAT MAKE SENSE

When you’re focused on getting out of debt, most folks get caught up in the process and don’t think beyond achieving that goal.  If this happened to you – don’t worry!  It’s happened to almost everyone who’s successfully eliminated large credit card debts.  But the fact is, if you are consistent and committed to paying […]